HELOC Special Offer
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For a limited time, we're covering your closing costs!*
Are you looking for a flexible way to fund a remodel, renovation project, or a large purchase? A home equity line of credit (HELOC) gives you access to the money you need-when you need it.
Our HELOC offers a convenient 15-year draw period, with no closing costs* and no prepayment penalty. Once approved, you can borrow as needed. Access your funds anytime through online or mobile banking, automatic transfers, or by contacting us.
Ready to get started? Your home's equity is waiting.
Apply Online
HELOC Features
- Variable-rate financing.
- Access funds when you need them
- Revolving line of credit - allows you to borrow and pay down, then borrow again as needed.
- Monthly repayment amount based on outstanding balance
- Interest may be tax deductible (Consult your tax advisor)
- Funds may be advanced through online/mobile banking transfers, phone transfers, or in person.
- Automatic Overdraft Balance Transfer is available
- Homeowner's insurance is required
Use Your HELOC for:
- Home Improvements
- Landscaping
- Remodeling
- Emergencies
- And More!
Apply Today!
Get started online or contact us to learn more.
Apply Online
*No closing costs on new home equity lines of credit, if opened by August 31, 2025. Subject to loan approval. Appraisal fee may apply, if required. Variable rate, 180-month term, minimum loan amount $15,000 maximum loan-to-value 80%. Minimum credit score of 700. Current plan rate of 7.50% Annual Percentage Rate (APR), based upon the Prime Rate as the index as published in the Wall Street Journal, as of April 15, 2025, and is subject to change without notice. Maximum APR of 18%. Promotion excludes home purchase loans, refinances of home loans, and loans for business purposes. Applies to owner-occupied residential real estate only. Property insurance required. Consult a tax advisor regarding potential deductibility of interest. No application, annual, or non-use fees associated with this product. No prepayment penalty.