ISSB Advantage Home Loans
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Experience the flexibility of local lending solutions only at Iowa State Savings Bank.
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15-Year Fixed Rate Mortgage
- Flexible terms (15 to 30 year loan)
- Rate fixed for 15-years
- Save BIG on closing costs
- Loan stays at Iowa State Savings Bank
Calculators
Estimate your monthly mortgage payments with our calculators. Predict your total home ownership costs when you include insurance and tax payments and see how much house you can afford.
Loan Calculator | Home Buying Calculator
Why Choose Us
Relationship-first values
Our relationship-first way of doing business positions us to learn about your unique goals and become your financial partner for years to come.
Local decision making
We have the flexibility of getting to know you and making our own lending decisions.
Affordable home ownership
By keeping your loan in Creston and Lenox, we can offer LOW closing costs.
Personal, responsive service
We believe that your loan experience should be transparent and built with lasting connections.
Online Application Process
Apply online or work with our experienced lenders to begin your mortgage process.
Apply Online
*Rate effective 3/21/2024 and subject to change at any time. Financing Example: 15% down payment, $100,000.00 loan. 6.85% interest rate (6.94% Annual Percentage Rate (APR)).15-year loan with 180 monthly payments. The monthly principal and interest payment would be $890.65. If applicable, taxes and insurance may make payments higher. $80,000. minimum loan amount. Minimum credit score of 700. Standard underwriting applies. Owner occupied only. First lien only. NMLS #421412. Member FDIC.