Home Mortgage Rates
Rates effective 9/19/2024
15-Year Fixed*
| Amortization |
Rate |
APR |
| 15-Years |
6.40% |
6.49% |
| 30-Years |
6.50% |
6.56% |
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Adjusted Rate Mortgage**
| Fixed Term |
Rate |
APR |
| 3-Year |
6.75% |
6.40% |
| 5-Year |
6.85% |
6.67% |
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Our loan decisions are made locally and your loan stays at ISSB. Contact a personal lender to lock in your rate and get started today.
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All interest rates are subject to change at any time. NMLS #421412
*Financing Example: 15% down payment, $100,000.00 loan. 6.40% interest rate (6.49% Annual Percentage Rate (APR)). 15-year loan with 180 monthly payments. The monthly principal and interest payment would be $865.79. If applicable, taxes and insurance may make payments higher. $80,000 minimum loan amount. Minimum credit score of 700. Standard underwriting applies. Owner occupied only. First lien only.
**Financing Example: 15% down payment, $100,000 loan. 6.75% interest rate (6.398% Annual Percentage Rate (APR)). 3-year loan with monthly payments amortized over 30 years. The monthly principal and interest payment would be 36 payments of $648.63 followed by 323 monthly payments of $615.36 at 6.21%. ARM based on 3-year treasury rate 3.46% plus a margin of 2.75%